Daniel Mangrum
Research Economist, Federal Reserve Bank of New York
I am a research economist at the Federal Reserve Bank of New York. My research focuses on consumer and household finance, education policy, federal financial aid, and student loans. I also study issues in urban economics and health economics.
My work has been featured in outlets including the New York Times, Wall Street Journal, Bloomberg, NPR, and the Washington Post. I regularly contribute to the NY Fed's Liberty Street Economics blog on topics related to household finance and consumer credit.
Featured Research
Working Paper New
Sports Betting Across Borders: Spatial Spillovers, Credit Distress, and Fiscal Externalities
Effects of mobile sports betting legalization on consumer credit, with spatial spillovers across state lines.
Working Paper New
Understanding Demand for "Buy Now, Pay Later"
Consumer preferences for BNPL features and willingness to pay using a novel stated choice experiment.
Publication
Personal Finance Education Mandates and Student Loan Repayment
How high school financial education requirements affect federal student loan repayment behavior.
Working Paper
The Marginal Congestion of a Taxi in New York City
Causal estimates of taxi supply on traffic congestion using NYC taxi medallion deregulation.
Publication
Assessing the Relative Progressivity of the Biden Administration's Federal Student Loan Forgiveness Proposal
Analysis of which groups benefit most from the 2022 federal student loan forgiveness policy.
Working Paper
Financial Education and Household Financial Decisions during the Pandemic
How financial education affects credit decisions during COVID-19, including stimulus use and mortgage refinancing.
Recent Policy Writing
